Personal injuries are of two types, broadly speaking. It can be a physical injury as in illness, disease, a physiological illness or injury. You can get injured in a car accident, work accident, injury from using defective and faulty products, or injuries caused by slipping and falling. The other type is the psychological injury which causes stress or discrimination at work or a victim of a crime. If you receive a wrong treatment or vaccination from a hospital, you can also have physical and psychological injury.
A person can become permanently disabled or can die because of personal injury. A claim for compensation for personal injury usually applies for three years of sustaining the injury. In three years time, you should be able to file a compensation claim.
Personal injury sustain in car accidents is the most common type of personal injury. Police records any personal injury caused by a traffic accident. In a workplace accident, it is the employer that records the accident in the company’s record log. The store has the responsibility to record an injury reported by a customer who is injured by a faulty appliance. You must inform your insurance company of any personal injury that you have sustained. You must also report a personal injury to your doctor. If you neglect your personal injury, it can become complicated later on.
It is important to gather evidence from your accident. If you present complete evidence then it will help you in making a claim for compensation. And even if you will not file a claim for compensation, you still need to keep the evidences with you.
Psychological injury is also counted as personal injury. If you are harassed or stressed on the job, or ridiculed by your peers, you will very likely have psychological injuries. Since psychological injuries count as personal injuries, you can still receive compensation for them.
Even home accidents are considered physical injuries which you can claim compensation for. In case of a home accident, claim will depend on the nature of the accident. If your injury was caused by fault appliance or by poor workmanship then you can claim compensation for your injury.
Personal injury does not have to be claimed necessarily by you personally It is possible for the victim’s relative to file claim on his behalf. A person that suffers permanent disability or dies due to a personal injury, the spouse of children can claim compensation.
Some personal injury claims are settled with no win, no fee basis. No legal charges should be paid if you don’t win your compensation case. Personal injury claims can be handled by lawyers that you can hire for this purpose. In case of personal injury, it is advisable to consult a personal injury lawyer.